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INSURANCE SERVICES
Horn-McGowan Insurance Agency offers an abundance of services to protect you, your family, your business and your property. To learn more about our full insurance services, browse our listing on this page or contact an agent directly.
Antique/Classic Vehicle Insurance
A classic car is not an antique car. Though this may be a tad confusing to people who aren’t automotive aficionados, it’s important to note, especially if you’re looking for an affordable insurance policy. What’s the fundamental difference? How often you drive it. A classic car enjoys its fair share of road time and needs a more comprehensive coverage plan. Read more >
Auto Insurance
As a driver in Illinois, auto insurance coverage is required by law, but that doesn’t mean you should take shortcuts when weighing your options. We believe that each customer should know and understand their Chicagoland car or truck insurance options so call Horn-McGowan today for a quote with one of our great carriers. Read more >
Business/Commercial Insurance
Businesses have several different insurance needs and protecting your employees and property is the difference from a well-run company and one that is riddled with risks and potential loss. Read more >
Commercial Property Insurance
Commercial property insurance could well be one of the most important coverages you buy when it comes to protecting the future of your business. But to fully enjoy its benefits, you have to understand the parameters of the coverage. How does this differ from other business insurance solutions? Read more >
Commercial Vehicle Insurance
As a driver in Illinois, auto insurance coverage is required by law, but that doesn’t mean you should take shortcuts when weighing your options. We believe that each customer should know and understand their Chicagoland car or truck insurance options so call Horn-McGowan today for a quote with one of our great carriers. Read more >
Condo Association/Apartment Building Insurance
Apartment buildings, rental units, and condo associations face unique risk exposures that have to be carefully weighed, especially in light of what kind of income they produce and the kinds of tenants involved. Read more >
Contractors Insurance
As a general contractor, you are responsible for everything that happens on the job site—from start to finish. If a wall collapses or someone on your crew—or any crew—is injured, you are responsible. And what if the work isn not up to par? That’s right—you’re responsible. Read more >
Flood Insurance
Unbeknownst to some homeowners, homeowners insurance does not cover floods. And many do not realize that different types of flood policies are available based on your property’s location and flood history. Having flood insurance means you will be protected against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc. Read more >
Garage Keepers Insurance
If your business model involves the collection or servicing of other people’s vehicles and boats, you need a viable garage keepers liability policy to protect your business from unforeseen damage your customers’ vehicles and boats may sustain while housed in your garage. Read more >
General Liability Insurance
If you are a reputable business owner, chances are you have worked hard to build your business locally and online. Now, with the internet being as powerful as it is, online reviews and advertising are crucial to your company's reputation. Protect all that you have worked hard for with a general liability insurance plan that will cover your company's name, your employees, and property from injury or harm. Read more >
Homeowners Insurance
For affordable home insurance Chicagoland homeowners and beyond can rely on Horn-McGowan Insurance. We believe you should be able to create a tailored policy for homeowners insurance. Residents in Illinois, Indiana, Wisconsin, Michigan and Florida personalize their homes; why not personalize your home insurance? Read more >
Liquor Liability Insurance
Any business that brews, distils, sells or serves alcohol must have viable Liquor Liability coverage in place. Failure to do so could easily result in ruinous civil and criminal suits. The liability of a drinking patron extends beyond the walls of your establishment–it can extend all the way to his or her home. Accidents and injuries incurred en route could very well be judged to be your responsibility. Read more >
Motorcycle Insurance
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Off-Road Vehicle Insurance
Let’s face it, off road vehicles are fun and off-road vehicle insurance is a critical tool to make sure you keep things fun. Whether you are a recreational ATV rider or use your side-by-side to manage miles of fence line, if your off-road vehicle is damaged, wrecked, or stolen, it can cause loss of time and money. We can provide different types of off-road vehicle insurance to cover different types of vehicle needs. Read more >
Professional Liability Insurance
Professionals know that liability is serious—it’s a crucial component to maintaining your business, your finances and your overall reputation within the community. For professionals in the specialized medical field, this form of coverage is best known as malpractice insurance; while lawyers, accountants, architects, and engineers have come to know this additional protection as professional liability insurance. Read more >
Recreational Vehicle Insurance
Buying and owning an RV is a dream-come-true for many travelers across the country. An RV opens up the door to America allowing vacationers to see the many splendors and sights our great nation has to offer. Whether you are climbing a winding road in the Rockies, trudging through the hot desert of the southwest or heading east to the Nation’s Capital, your new RV comes with a responsibility to protect and secure it from the dangers of America’s roadways. Read more >
Rental Property Insurance
As a driver in Illinois, auto insurance coverage is required by law, but that doesn’t mean you should take shortcuts when weighing your options. We believe that each customer should know and understand their Chicagoland car or truck insurance options so call Horn-McGowan today for a quote with one of our great carriers. Read more >
Restaurant Insurance
A quality dining experience is the convergence of a number of factors. Unfortunately, each of these factors carries a number of risks and concerns, which include everything from the quality of the food, to the cleanliness of your establishment, to the safety of the kitchen. Read more >
Special Event Insurance
Special events, by definition, need special coverages to protect all the parties involved in staging, performing, and enjoying the event in question. Special events can include parades, concerts, live entertainment, concerts, sporting events, and TV, film or theater productions. Read more >
Umbrella Insurance
Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, auto insurance, etc. Read more >
Watercraft Insurance
As a driver in Illinois, auto insurance coverage is required by law, but that doesn’t mean you should take shortcuts when weighing your options. We believe that each customer should know and understand their Chicagoland car or truck insurance options. Read more >
Workers Compensation Insurance
The best way for employers to protect their employees is by providing workers compensation insurance. When you run a business, workers compensation insurance can protect you and your employees against issues involving illness or injury incurred at the workplace. Read more >
Horn-McGowan Insurance Agency offers an abundance of services to protect you, your family, your business and your property. To learn more about our full insurance services, browse our listing on this page or contact an agent directly.