top of page


If you want to save on your workers compensation policy, Horn-McGowan has your solution.


The best way for employers to protect their employees is by providing workers compensation insurance. When you run a business, workers comp insurance can protect you and your employees against issues involving illness or injury incurred at the workplace.


Horn-McGowan will guide you through the process of determining what kind of workers compensation coverage your business needs. From small businesses to major conglomerates, workers compensation is an essential tool for protection.


Our agents are well trained on laws involving workers compensation. We will provide you with a consultation to ensure you have the ideal program in place. You need to understand your rights and those of your employees if they are injured or become ill while working for you.


The workers compensation system allows covered workers to be compensated for work-related injuries or illnesses.  Regardless of whether or not your business has a commercial insurance package, workers compensation insurance must be purchased as a separate policy. A workers comp plan can provide your company and its employees with the following:

  • Medical expenses

  • Lost income/wages

  • Rehabilitation costs

  • Death benefits

  • And more…


If you own a business, workers compensation insurance coverage can save you and your organization from major employee issues as well as financially damaging lawsuits. Contact an agent today for more information.

bottom of page