Homeowners Insurance in Illinois
For affordable home insurance Chicago, Rosemont & Joliet homeowners alike can rely on Horn-McGowan Insurance.
At Horn-McGowan Insurance, we believe you should be able to create a tailored policy for homeowners insurance. Illinois residents personalize their homes; why not personalize your home insurance? Chicago and Joliet residents’ alike can have your home insurance policies customized by Horn-McGowan Insurance.
You may not be required to carry homeowners insurance in Illinois but it is a sensible choice. Many factors come into play when designing a homeowners insurance policy including the type of residence you own, whether or not you have a security system in place and where your home is located in Illinois. Home insurance rates will vary depending on such factors, so it’s important to consult an experienced agent before selecting your plan. The agents at Horn-McGowan Insurance will help ease the process for you.
A basic homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can purchase supplemental policies to add to your home insurance suite such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
At Horn-McGowan Insurance, we understand that selecting the ideal homeowners insurance in Illinois can be daunting. Don’t get overwhelmed -our trustworthy agents are prepared to advise you no matter where you reside in Illinois.
Homeowners insurance can act as a financial safety net if destruction or liability wreaks havoc on your house. Let Horn-McGowan Insurance assist you while in choosing the correct homeowners insurance policy for your unique needs. Give us a call today at 800-483-9420 to learn more about home insurance in Chicago, Rosemont and throughout Illinois.