If you own a condominium you need to protect your property with condo insurance. Chicago condo owners can get a great deal when they team with Horn-McGowan Insurance.
Do you need condo insurance? Chicago area agency, Horn-McGowan Insurance, is your condo insurance solution in Illinois.
If you own a townhome or condo, you have different Illinois insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their commercial insurance package. While your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property. This is why you need condo insurance. Chicago condominium owners can rely on condo insurance to help alleviate the burdens involved with a condo residency.
Condominium insurance provides protection where condo associations do not. IL condo and town home coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, wallpaper.
If you would like to feel more secure, you should look into purchasing a condo or Townhome insurance plan from Horn-McGowan Insurance. Give us a call at 800-483-9420 or fill out the form on this page to learn more about condo insurance in Chicago and throughout Illinois.