Security Tips for Tech Savvy First Time Renters
When you move out of home for the first time, it’s a good idea to consider financially protecting your possessions. People today tend to have a lot of tech devices, and technology can be expensive. Whether you simply have a laptop, or own an iPad, a stereo dock for your smartphone, or external drives and other peripherals, it’s worth ensuring they’re covered with renters insurance. Illinois renters, it’s also worth investigating if your new home is secure enough to keep your possessions safe.
Take the time to check that your new property has deadlocks, window locks, a security door, smoke alarm and fire extinguisher. A combination of any or preferably all of these may help make your home that much safer. Bear in mind that having these measures in place may also get you a better deal on your insurance, so that’s yet another incentive to invest in the security of your property.
Should you be moving into a shared house or apartment, ask if these safety features are in place and if not, it might be worth approaching the landlord. Should they refuse to pay for additional safety features, you’ll then need to decide if you want to pitch in and purchase any of these yourselves.
Finally, remember that renters insurance in Illinois is tied to individuals rather than households, so you’ll each need a separate policy that covers your own items. If you haven’t had insurance previously, or are just a little overwhelmed with all of the options, than the advice of an agent may be a valuable first step.*